Sint Maarten and Saint Martin share one small island, but for a property buyer they are two very different markets, governed by different laws, currencies, and tax systems. Here is the complete side-by-side so you can choose with confidence.
Quick answer: The Dutch side (Sint Maarten) offers USD pricing, no capital gains tax, no annual property tax, and closing costs of about 6-7%. The French side (Saint Martin) uses the euro and has an annual property tax, a capital gains tax of up to 33%, mandatory inspections, and closing costs of 10-19%. For tax efficiency and speed, the Dutch side usually wins; for French-Caribbean luxury enclaves, the French side has its own appeal.
Side-by-side comparison
| Dutch side (Sint Maarten) | French side (Saint Martin) | |
|---|---|---|
| Currency | US dollar (USD) | Euro (EUR) |
| Annual property tax | None | Annual property tax |
| Capital gains tax | None | Up to 33% |
| Closing costs | ~6-7% | ~10-19% |
| Mandatory inspections | No | Yes (lengthens the sale) |
| Legal process | Civil-law notary | French notaire |
| Typical timeline | 3-8 weeks | Often several months |
Taxes and costs
The Dutch side is the lighter-taxed half: no capital gains tax, no annual property tax, and closing costs around 6-7%. The French side carries an annual property tax and a capital gains tax of up to 33%, with closing costs of 10-19% and mandatory inspections that can add months to a sale.
Buying process and speed
On the Dutch side a foreign buyer can close in as little as three weeks for a cash purchase, with the notary handling everything and no mandatory inspections. The French side follows French property law with a notaire and required inspections, so expect a longer timeline.
Which side is right for you?
- Choose the Dutch side for USD pricing, lower taxes, faster closings, and the island’s biggest inventory of condos and villas.
- Choose the French side for euro-denominated luxury enclaves like Terres Basses and a distinctly French-Caribbean lifestyle.
Frequently asked questions
Is it better to buy on the Dutch or French side of the island?
For most buyers the Dutch side is more tax-efficient and faster to close, with no capital gains tax and 6-7% closing costs. The French side suits buyers seeking euro-priced luxury villas and are comfortable with higher taxes and a longer process.
Can I own property on both sides?
Yes. Some owners hold property on both sides. Each half is governed separately, so the legal, tax, and currency rules differ for each.
Exploring both sides? Browse real estate across the island by neighbourhood, or talk to our team about where your budget and goals fit best.
